CORPORATE RETIREMENT PLANS
THE STATUS QUO IS NOT ACCEPTABLE ANYMORE.
Triune believes the current state of affairs within the "traditional" 401(k) marketplace is a travesty and unacceptable. For example, high expenses drag down returns. Plan providers often go to great lengths to conceal their fees. Plan sponsors and their Employees receive little or no service. Plans contain funds that often don't make sense and fund managers that are not adding value try to justify their fee. Employees are often not interested or equipped to manage their retirement funds but when they do have questions, they are directed to a website or 800 phone number and then told "Sorry, we can give you information but not advice."
TRIUNE'S APPROACH TO RETIREMENT PLANS.
Triune believes you and your employees deserve better. As an independent firm, Triune is not affiliated with any mutual fund company, bank or investment banking firm-our only incentive is to generate results for our clients. We believe in total transparency of fees, because after all, it's your money. Expense reductions simply put more of your money back in your pocket. We believe in funds that make sense, not "hot funds" or "fund-of-the-month clubs." Rather, we help you create broad asset class diversification minimize expenses, invest for the long-term, and communicate with your employees. We believe in a written Service Guarantee. No more "Sure, my rep comes out when we call him or her." Who should be calling whom? Ask yourself: Who is looking out for you and your people? Is that person really "in the game?" Do they put their promises in writing?
HOW DOES TRIUNE SERVE ITS PENSION, PROFIT SHARING & 401(k) CLIENTS?
Triune's services include consulting to plan trustees, investment oversight, participant education and enrollment support. Regularly scheduled trustee meetings cover comprehensive, up-to-date information about your plan including performance benchmarking, full disclosure of all expenses, and competitive, market-based information. We work continually to monitor and, when necessary, revise your retirement plan. Triune offers a virtually unlimited array of mutual funds, exchange traded funds (ETF's), individual securities, etc. But even with access to the best investments, our experience shows that at least 90% of your Employees may be confused regarding which investment to choose for his or her account. Thus, Triune offers professionally-managed portfolios coupled with assistance for every Employee regarding which portfolio would be most appropriate for his/her situation. These portfolios are broadly-diversified, have long-term performance histories and are managed with skill, care and prudence. Their investment mix can be tied either to a "target retirement date" or a person's risk tolerance. And since any entity sponsoring a 401(k) or similar retirement plan for its employees is now required by the U.S. Department of Labor to fully-inform plan participants regarding all aspects of their plans, Triune professionals work to provide regular updates to all employees. These updates are conducted in-person and on-site whenever possible.
NEED MORE INFORMATION, CLICK TO SEE OUR RETIREMENT PLANS FREQUENTLY ASKED QUESTIONS.
